Part of living the idyllic life in Union LA occurs when you start to get ready to purchase a home there. Whether you are buying your first home, or you are moving to a larger or smaller home, it can be a very exciting time.
While you start your search and find the right neighborhood and home for you, it can be helpful to get in touch with a mortgage loan broker so that you can get pre-approved for a certain size loan before you make any offers.
It isn't normally hard to arrange to do so after you have found the house that you want to buy, but mortage brokers and mortgage lenders all have stories about people that waited and then had another party swoop in and make an winning offer on the home that they had wanted to buy because the other party was pre-approved.
So going to a mortgage broker or mortgage lender that offers a variety of loan options before you start searching for homes is a good idea. Of course it is helpful to work with a company that has been doing business in your community for decades and so knows how to help make your buying experience all that you want it to be.
Sun Mortgage Funding is a local Louisiana firm that has developed a loyal following over their three decades in business. Their staff is both expert and friendly. In terms of options that they provide for their customers, they work with most of the banks, title companies, and programs that are available on the market today.
They currently offer one of the most used loan types in Union, the FHA Loan. FHA loans are designed to appeal to people who are working hard like you do, but could use a little help in getting the lenders to lend to them. The loans are backed by the US Government.
The way they do it is to create a type of insurance that covers the full value of your loan. Once it is insured by the Federal Government, banks and funds that would normally want to lend to people with a lot more money are suddenly looking at your loan application like it is golden. Golden because for them it can represent one of the most solid investments they can make as a finance company.
Banks and funds are not the only ones that notice an FHA loan. The person who is selling you your house will also be able to sit up and take notice because a pre-approval of an FHA loan means that it will go through and close, making your offer more attractive than other competing offers in many cases.
So if you are in the market for a home, visit Sun online at http://www.sunmortgagefunding.com today. You'll be glad you did.
Sun Mortgage Funding has 35 years of experience providing loans in Lousiana. More than just a business, they are community members like yourself that will work hard to help you realize your dream.