Loan Programs

LOAN PROGRAMS

Loan Programs

Sun Mortgage Funding offers more loan programs than a traditional bank.

We, at Sun Mortgage Funding, can help you with just about any financing need you might have. Our comprehensive loan programs are designed to cover different scenarios including credit problems, bankruptcy reporting, and foreclosures.

NEW HOME
PURCHASE




Are you are already working with a real estate agent? Or you are just getting started on purchasing a new home? We can help you finance the purchase. We can also work with your agent to make the process seamless and hassle-free.

Buying a new home is a major investment. And it’s becoming more expensive too. Saving up while paying off other bills is not enough for many people. In Louisiana, home value is expected to go up 0.7% by 2020. The median price for homes is approximately $215,000.

We have years of knowledge and experience in the Louisiana real estate. We can help you make smart decisions about your finances. Our loan programs for first time home buyers are structured to be in your best interest. 


REFINANCING
A MORTGAGE



Financial priorities often change. It could be a kid going off to college or a costly medical emergency. When these happen, you sometimes need help to keep up with mortgage payments and other bills.

We can help you with refinancing a mortgage. We can do this by pulling equity out of your primary or investment property. Whether it’s for personal needs or for debt consolidation, we can help refinance your home.


RENOVATION
LOANS



Do you need extra space for a growing family? Is it time for a much-needed renovation? Our home renovation loans can help you remodel, repair or improve your home. We have years of experience in home renovation projects and loans. This allows us to help you renovate in the most cost-efficient way.

The cost of remodeling or renovating will vary based on your location, home size, and scope of work. Generally, a remodeling project can range from $25,000 to over $75,000, depending on how extensive you need it to be.

We also have a team to help you plan the project and handle the inspection. We will set up interim funding for your renovation project. Upon completion, we can help set up permanent financing.


NEW CONSTRUCTION
LOANS



Building a home is a milestone in itself. However, it’s not without its fair share of challenges. Securing the budget is one such challenge. Many first-time home builders rely on new construction loans for this kind of project.

We have assisted with many new home construction loans for our customers. We have an experienced team that will guide you every step of the way. We can help you with planning, establishing timelines for completed work and securing permanent financing.

We understand that building your dream home can be a complex process. Our goal is to make it as stress-free as possible. With our expertise, you can look forward to a memorable experience.

Do you have a financial need that may not be covered in these loan programs?

Get in touch now to find out how we can help.