Many things have changed in your life. Your new job is great and you’ve been able to take some of the money from that job and clean up your credit by paying off some old debts. Your credit is a full 150 points higher and it’s taken about two years to do this. Now you are realizing that you are in a whole new stage in your life. You are a person with good credit! In addition, you will soon will be the kind of person that receives offers from all sorts of lenders even when you don’t apply for anything and you’re the type of person that gets good rates for loans.
Is this a Good Time to Go Out and Start Getting Loans?
Though you might qualify for great rates, now is not the time to get right back into a lot of superfluous debt, actually it’s really never the time for that. You didn’t get to this financial place by being unwise with your financial choices, so instead, you can be smart with your new credit score and use it to save yourself a lot of money every month by getting a mortgage refinance. This process will be a simple one and you will likely save thousands of dollars a year if your credit rating has experienced a significant change for the better.
Who Do You Turn to Refinance a Louisiana Mortgage?
When you are looking to refinance, you should choose a local company first if you can. Most national companies will make you feel like a number and you might be confused by the unexplained terms and paperwork. If you want individualized service from expert mortgage lenders in the Terrebonne LA area, then you should turn to Sun Mortgage Funding located right in Louisiana. You can check the latestmortgage rates available to you on their home page and get the process started whenever you find a convenient to do so.
They offer speedy application reviews and friendly efficient service. They will get your loan approved as soon as they possibly can and find the best rates possible for you. If you haven’t decided on how you want to refinance, the representative working with you will be able to choose the right terms for you. Refinancing your home and property is one of the wisest ways to take advantage of the new and exciting possibilities that your new credit status can provide you with.
From this point on, you should just maintain your credit. All you need is a couple of random small accounts from a few local office supply stores and general stores that you pay off in full every month. Since you’ve finally salvaged your credit, the idea is to hang onto it, so only use it for major things like your home and survival. Call Sun Trust Mortgage today at 1-800-370-2292 to schedule a free consultation!