We Offer Mortgage Refinance

We offer Mortgage Refinance in Saint Tammany, LA

If you locked in the rate of your home financing mortgage a few years ago, there are definitely many benefits in reducing the current interest rate on your Saint Tammany LA home mortgage. Mortgage rates have dropped considerably in the last few years and offer homeowners a way to save on monthly expenses or even bundle current debts together into one simple package. Sun Mortgage Funding is aLouisiana mortgage company that helps qualified individuals lock in lower rates and complete amortgage refinance quickly and easily.

A top reason for completing a mortgage refinance is that you can save hundreds of dollars on the life of the loan over time by dropping your interest rate even just one point. The amount you pay on interest will be lessened and so will your monthly payments. Having a lower monthly payment will free up cash that can be used for other bills or even entertainment. It's important to go over the numbers with a qualified mortgage lender such as Sun Mortgage Funding to determine the savings you will see and what your new monthly payment would be.

By lowering the monthly payment on a home mortgage, it allows you to do many things with the extra cash saved. You could choose to build equity in your home faster by continuing to pay the same amount every month and put that extra cash towards paying off your debt quicker. By doing this, you could actually reduce the life of the loan by a considerable number of years. The amount of time reduced from a loan is dependent on how large your debt is and how much extra cash you put towards that debt.

Bundling credit card debt into a refinanced home mortgage is another option that you may want to consider if you currently have credit card debt with high interest payments. A considerable amount could be saved by swapping credit card debt of 12 percent or higher into a much lower home mortgage rate. Lowering the interest payment on a home mortgage offers this flexibility and so much more.

As one of the premier Saint Tammany LA mortgage lenders, Sun Mortgage is versed in offering these type of low rate home mortgages and options for individuals. They take pride in their knowledge and expertise of the home mortgage marketplace and are always willing to answer any questions that an individual may have. Call us today to schedule a free consultation! 1-800-370-2292

Sun Mortgage Funding

3525 N. Causeway Boulevard , Suite 900

Metairie, LA 70002

Office: 504-837-3939

Fax: 504-837-1762

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