It has never been a better time to refinance your mortgage. Whether you'd like to consolidate multiple mortgages or capitalize on lower interest rates, refinancing is potentially the easiest and most effective means to do so. Our team at Sun Mortgage Funding possesses a combined 50+ years of experience helping homeowners refinance and obtain the best mortgage package possible. Here are some benefits of refinancing and how our team can help you initiate/complete the process.
Saint Mary LA
According to City-Data, sales of homes in Saint Mary LA rose sharply in 2011, fell somewhat, tapered and have remained steady every since. The local market is healthy and rich with opportunities for both existing and prospective home owners. For those who reside here already and who have lived here a number of years, mortgage refinance can provide the opportunity to free up much needed capital that is "trapped" in your home's current mortgage.
Refinancing can put money back into your pocket by:
Reducing your interest rates
Consolidating 1st and 2nd loans into lower incremental payments
Decreasing monthly premiums
Any of the above can save thousands of dollars over the life of your mortgage loan. While refinancing entails loan processing fees, the long term savings far outweigh this initial output. When you refinance, you are essentially swapping a current home mortgage for a new one. This provides you the opportunity to renegotiate and change the terms of your loan. You can then take advantage of better mortgage rates, or an overall mortgage loan that is more suited to your current financial situation.
Navigating the plethora of Louisiana mortgage providers can be intimidating. How and where should you begin? What questions should you ask? What should you look for in a lender? How can you qualitatively assess this lender versus that lender? Sun Mortgage Funding will happily conduct you through every step of the mortgage refinance process. We offer some of the lowest 1st and 2nd mortgage ratesavailable anywhere. We also provide free debt analysis and are willing to work with you despite not so great credit.
Give us a call today: 1-800-370-2292. Or visit our web site. We're eager to begin helping you in any way we can.